{"id":893,"date":"2024-01-23T19:07:41","date_gmt":"2024-01-23T19:07:41","guid":{"rendered":"https:\/\/dev.apollotec.pt\/jpcredito\/?page_id=893"},"modified":"2024-01-29T23:28:38","modified_gmt":"2024-01-29T23:28:38","slug":"transferencia-de-credito-habitacao","status":"publish","type":"page","link":"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/","title":{"rendered":"Transfer\u00eancia de Cr\u00e9dito Habita\u00e7\u00e3o"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"893\" class=\"elementor elementor-893\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f4f3bd5 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"f4f3bd5\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1519399 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"1519399\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-711719c e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"711719c\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5272b5 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"f5272b5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Transfer\u00eancia de Cr\u00e9dito Habita\u00e7\u00e3o<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74f9589 elementor-widget elementor-widget-text-editor\" data-id=\"74f9589\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Tem TAN acima de 3% ou SPREAD acima de 0%? <br \/>Se Sim est\u00e1 a perder muito dinheiro.<br \/>Poupa at\u00e9 60%.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d507947 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"d507947\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-647c798 elementor-widget elementor-widget-heading\" data-id=\"647c798\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PEDIDO GR\u00c1TIS E SEM COMPROMISSO<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21660e6 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"21660e6\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b9d55b2 elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"b9d55b2\" data-element_type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Pr\\u00f3ximo&quot;,&quot;step_previous_label&quot;:&quot;Anterior&quot;,&quot;step_type&quot;:&quot;number&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.18.0 - 17-01-2024 *\/\n.elementor-button.elementor-hidden,.elementor-hidden{display:none}.e-form__step{width:100%}.e-form__step:not(.elementor-hidden){display:flex;flex-wrap:wrap}.e-form__buttons{flex-wrap:wrap}.e-form__buttons,.e-form__buttons__wrapper{display:flex}.e-form__indicators{display:flex;justify-content:space-between;align-items:center;flex-wrap:nowrap;font-size:13px;margin-bottom:var(--e-form-steps-indicators-spacing)}.e-form__indicators__indicator{display:flex;flex-direction:column;align-items:center;justify-content:center;flex-basis:0;padding:0 var(--e-form-steps-divider-gap)}.e-form__indicators__indicator__progress{width:100%;position:relative;background-color:var(--e-form-steps-indicator-progress-background-color);border-radius:var(--e-form-steps-indicator-progress-border-radius);overflow:hidden}.e-form__indicators__indicator__progress__meter{width:var(--e-form-steps-indicator-progress-meter-width,0);height:var(--e-form-steps-indicator-progress-height);line-height:var(--e-form-steps-indicator-progress-height);padding-right:15px;border-radius:var(--e-form-steps-indicator-progress-border-radius);background-color:var(--e-form-steps-indicator-progress-color);color:var(--e-form-steps-indicator-progress-meter-color);text-align:right;transition:width .1s linear}.e-form__indicators__indicator:first-child{padding-left:0}.e-form__indicators__indicator:last-child{padding-right:0}.e-form__indicators__indicator--state-inactive{color:var(--e-form-steps-indicator-inactive-primary-color,#c2cbd2)}.e-form__indicators__indicator--state-inactive [class*=indicator--shape-]:not(.e-form__indicators__indicator--shape-none){background-color:var(--e-form-steps-indicator-inactive-secondary-color,#fff)}.e-form__indicators__indicator--state-inactive object,.e-form__indicators__indicator--state-inactive svg{fill:var(--e-form-steps-indicator-inactive-primary-color,#c2cbd2)}.e-form__indicators__indicator--state-active{color:var(--e-form-steps-indicator-active-primary-color,#39b54a);border-color:var(--e-form-steps-indicator-active-secondary-color,#fff)}.e-form__indicators__indicator--state-active [class*=indicator--shape-]:not(.e-form__indicators__indicator--shape-none){background-color:var(--e-form-steps-indicator-active-secondary-color,#fff)}.e-form__indicators__indicator--state-active object,.e-form__indicators__indicator--state-active svg{fill:var(--e-form-steps-indicator-active-primary-color,#39b54a)}.e-form__indicators__indicator--state-completed{color:var(--e-form-steps-indicator-completed-secondary-color,#fff)}.e-form__indicators__indicator--state-completed [class*=indicator--shape-]:not(.e-form__indicators__indicator--shape-none){background-color:var(--e-form-steps-indicator-completed-primary-color,#39b54a)}.e-form__indicators__indicator--state-completed .e-form__indicators__indicator__label{color:var(--e-form-steps-indicator-completed-primary-color,#39b54a)}.e-form__indicators__indicator--state-completed .e-form__indicators__indicator--shape-none{color:var(--e-form-steps-indicator-completed-primary-color,#39b54a);background-color:initial}.e-form__indicators__indicator--state-completed object,.e-form__indicators__indicator--state-completed svg{fill:var(--e-form-steps-indicator-completed-secondary-color,#fff)}.e-form__indicators__indicator__icon{width:var(--e-form-steps-indicator-padding,30px);height:var(--e-form-steps-indicator-padding,30px);font-size:var(--e-form-steps-indicator-icon-size);border-width:1px;border-style:solid;display:flex;justify-content:center;align-items:center;overflow:hidden;margin-bottom:10px}.e-form__indicators__indicator__icon img,.e-form__indicators__indicator__icon object,.e-form__indicators__indicator__icon svg{width:var(--e-form-steps-indicator-icon-size);height:auto}.e-form__indicators__indicator__icon .e-font-icon-svg{height:1em}.e-form__indicators__indicator__number{width:var(--e-form-steps-indicator-padding,30px);height:var(--e-form-steps-indicator-padding,30px);border-width:1px;border-style:solid;display:flex;justify-content:center;align-items:center;margin-bottom:10px}.e-form__indicators__indicator--shape-circle{border-radius:50%}.e-form__indicators__indicator--shape-square{border-radius:0}.e-form__indicators__indicator--shape-rounded{border-radius:5px}.e-form__indicators__indicator--shape-none{border:0}.e-form__indicators__indicator__label{text-align:center}.e-form__indicators__indicator__separator{width:100%;height:var(--e-form-steps-divider-width);background-color:#babfc5}.e-form__indicators--type-icon,.e-form__indicators--type-icon_text,.e-form__indicators--type-number,.e-form__indicators--type-number_text{align-items:flex-start}.e-form__indicators--type-icon .e-form__indicators__indicator__separator,.e-form__indicators--type-icon_text .e-form__indicators__indicator__separator,.e-form__indicators--type-number .e-form__indicators__indicator__separator,.e-form__indicators--type-number_text .e-form__indicators__indicator__separator{margin-top:calc(var(--e-form-steps-indicator-padding, 30px) \/ 2 - var(--e-form-steps-divider-width, 1px) \/ 2)}.elementor-field-type-hidden{display:none}.elementor-field-type-html{display:inline-block}.elementor-field-type-tel input{direction:inherit}.elementor-login .elementor-lost-password,.elementor-login .elementor-remember-me{font-size:.85em}.elementor-field-type-recaptcha_v3 .elementor-field-label{display:none}.elementor-field-type-recaptcha_v3 .grecaptcha-badge{z-index:1}.elementor-button .elementor-form-spinner{order:3}.elementor-form .elementor-button>span{display:flex;justify-content:center;align-items:center}.elementor-form .elementor-button .elementor-button-text{white-space:normal;flex-grow:0}.elementor-form .elementor-button svg{height:auto}.elementor-form .elementor-button .e-font-icon-svg{height:1em}.elementor-select-wrapper .select-caret-down-wrapper{position:absolute;top:50%;transform:translateY(-50%);inset-inline-end:10px;pointer-events:none;font-size:11px}.elementor-select-wrapper .select-caret-down-wrapper svg{display:unset;width:1em;aspect-ratio:unset;fill:currentColor}.elementor-select-wrapper .select-caret-down-wrapper i{font-size:19px;line-height:2}.elementor-select-wrapper.remove-before:before{content:\"\"!important}<\/style>\t\t<form class=\"elementor-form\" method=\"post\" name=\"transfer\u00eancia Cr\u00e9dito habita\u00e7\u00e3o\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"893\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"b9d55b2\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"JP Cr\u00e9dito e Seguros\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-step elementor-field-group elementor-column elementor-field-group-field_fe2e564 elementor-col-100\">\n\t\t\t\t\t\t\t<div class=\"e-field-step elementor-hidden\" data-label=\"\" data-previousButton=\"Anterior\" data-nextButton=\"Pr\u00f3ximo\" data-iconUrl=\"\" data-iconLibrary=\"fas fa-star\" data-icon=\"\" ><\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-creditohabitacao elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-creditohabitacao\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tQual \u00e9 o valor atual do seu Cr\u00e9dito habita\u00e7\u00e3o?\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[creditohabitacao]\" id=\"form-field-creditohabitacao\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-liquidez elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-liquidez\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tLiquidez adicional\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[liquidez]\" id=\"form-field-liquidez\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_77a3897 elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_77a3897\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tQual \u00e9 o tipo de taxa que prefere?\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_77a3897]\" id=\"form-field-field_77a3897\" class=\"elementor-field-textual elementor-size-sm\">\n\t\t\t\t\t\t\t\t\t<option value=\"Selecionar op\u00e7\u00e3o\">Selecionar op\u00e7\u00e3o<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Taxa Variavel\">Taxa Variavel<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Taxa Mista\">Taxa Mista<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Taxa Fixa\">Taxa Fixa<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_68ac019 elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_68ac019\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tVinculo Laboral\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_68ac019]\" id=\"form-field-field_68ac019\" class=\"elementor-field-textual elementor-size-sm\">\n\t\t\t\t\t\t\t\t\t<option value=\"Selecionar op\u00e7\u00e3o\">Selecionar op\u00e7\u00e3o<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Contrato Tempor\u00e1rio\">Contrato Tempor\u00e1rio<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Contrato a Prazo\">Contrato a Prazo<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Contrato por tempo indeterminado\">Contrato por tempo indeterminado<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Trabalhador Independente\">Trabalhador Independente<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Reformado\">Reformado<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Pensionista\">Pensionista<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Desempregado\">Desempregado<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Contrato sem termo\/Efetivo\">Contrato sem termo\/Efetivo<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-incidentesbanco elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-incidentesbanco\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tTem incidentes no Banco de Portugal?\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[incidentesbanco]\" id=\"form-field-incidentesbanco\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"Selecionar op\u00e7\u00e3o\">Selecionar op\u00e7\u00e3o<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Sim\">Sim<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"N\u00e3o\">N\u00e3o<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-acceptance elementor-field-group elementor-column elementor-field-group-ofertas elementor-col-100\">\n\t\t\t\t\t\t\t<div class=\"elementor-field-subgroup\">\n\t\t\t<span class=\"elementor-field-option\">\n\t\t\t\t<input type=\"checkbox\" name=\"form_fields[ofertas]\" id=\"form-field-ofertas\" class=\"elementor-field elementor-size-sm  elementor-acceptance-field\">\n\t\t\t\t<label for=\"form-field-ofertas\">Quero receber ofertas exclusivas e not\u00edcias sobre o sector financeiro.<\/label>\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-acceptance elementor-field-group elementor-column elementor-field-group-18anos elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t<div class=\"elementor-field-subgroup\">\n\t\t\t<span class=\"elementor-field-option\">\n\t\t\t\t<input type=\"checkbox\" name=\"form_fields[18anos]\" id=\"form-field-18anos\" class=\"elementor-field elementor-size-sm  elementor-acceptance-field\" required=\"required\" aria-required=\"true\">\n\t\t\t\t<label for=\"form-field-18anos\">Confirmo que tenho 18 anos e que li e aceito as <a href=\"https:\/\/dev.apollotec.pt\/jpcredito\/politica-de-privacidade\/\">Pol\u00edticas de Privacidade<\/a><\/label>\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-step elementor-field-group elementor-column elementor-field-group-field_b90e6ca elementor-col-100\">\n\t\t\t\t\t\t\t<div class=\"e-field-step elementor-hidden\" data-label=\"\" data-previousButton=\"\" data-nextButton=\"\" data-iconUrl=\"\" data-iconLibrary=\"fas fa-star\" data-icon=\"\" ><\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-primeironome elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-primeironome\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPrimeiro Nome\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[primeironome]\" id=\"form-field-primeironome\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"o seu primeiro nome\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-ultimonome elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-ultimonome\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\t\u00daltimo nome\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[ultimonome]\" id=\"form-field-ultimonome\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"\u00daltimo nome\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_186bb27 elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_186bb27\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tTelem\u00f3vel\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_186bb27]\" id=\"form-field-field_186bb27\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"O seu n\u00ba de telem\u00f3vel\" required=\"required\" aria-required=\"true\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"O seu melhor email\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-number elementor-field-group elementor-column elementor-field-group-documendoidentificacao elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-documendoidentificacao\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tN.\u00ba de contribuinte (NIF)\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<input type=\"number\" name=\"form_fields[documendoidentificacao]\" id=\"form-field-documendoidentificacao\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" required=\"required\" aria-required=\"true\" min=\"\" max=\"\" >\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_390f754 elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_390f754\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tDocumento de Identifica\u00e7\u00e3o\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_390f754]\" id=\"form-field-field_390f754\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"Selecionar op\u00e7\u00e3o\">Selecionar op\u00e7\u00e3o<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"T\u00edtulo de Resid\u00eancia Permanente\">T\u00edtulo de Resid\u00eancia Permanente<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"T\u00edtulo de Resid\u00eancia Tempor\u00e1rio\">T\u00edtulo de Resid\u00eancia Tempor\u00e1rio<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Identifica\u00e7\u00e3o da Zona EURO\">Identifica\u00e7\u00e3o da Zona EURO<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Passaporte\">Passaporte<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Cart\u00e3o de Cidad\u00e3o Portugu\u00eas\">Cart\u00e3o de Cidad\u00e3o Portugu\u00eas<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-date elementor-field-group elementor-column elementor-field-group-field_e52ee6f elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_e52ee6f\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tData de Nascimento\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\n\t\t<input type=\"date\" name=\"form_fields[field_e52ee6f]\" id=\"form-field-field_e52ee6f\" class=\"elementor-field elementor-size-sm  elementor-field-textual elementor-date-field\" required=\"required\" aria-required=\"true\" pattern=\"[0-9]{4}-[0-9]{2}-[0-9]{2}\">\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-estadocivil elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-estadocivil\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEstado civil\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[estadocivil]\" id=\"form-field-estadocivil\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"Selecionar op\u00e7\u00e3o\">Selecionar op\u00e7\u00e3o<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Casado(a)\">Casado(a)<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Vi\u00favo(a)\">Vi\u00favo(a)<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Uni\u00e3o de Facto\">Uni\u00e3o de Facto<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Divorciado(a)\">Divorciado(a)<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Separado de facto\">Separado de facto<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Solteiro(a)\">Solteiro(a)<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_cbe71c4 elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_cbe71c4\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tSitua\u00e7\u00e3o Profissional\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_cbe71c4]\" id=\"form-field-field_cbe71c4\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"Selecionar op\u00e7\u00e3o\">Selecionar op\u00e7\u00e3o<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Contrato Tempor\u00e1rio\">Contrato Tempor\u00e1rio<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Contrato a Prazo\">Contrato a Prazo<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Contrato por tempo indeterminado\">Contrato por tempo indeterminado<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Trabalhador Independente\">Trabalhador Independente<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Reformado\">Reformado<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Pensionista\">Pensionista<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Desempregado\">Desempregado<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Contrato sem termo\/Efetivo\">Contrato sem termo\/Efetivo<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-empresaatual elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-empresaatual\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tTrabalha na Atual Empresa \u00e0 Quantos anos?\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[empresaatual]\" id=\"form-field-empresaatual\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"Selecionar op\u00e7\u00e3o\">Selecionar op\u00e7\u00e3o<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"menos de 1\">menos de 1<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1 ano\">1 ano<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2 anos\">2 anos<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"3 anos\">3 anos<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"4 anos\">4 anos<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"5 anos\">5 anos<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"6 anos\">6 anos<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"7 anos\">7 anos<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"8 anos\">8 anos<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"9 anos\">9 anos<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"10 anos\">10 anos<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"mais de 10 anos\">mais de 10 anos<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_917f26e elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_917f26e\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tDistrito\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_917f26e]\" id=\"form-field-field_917f26e\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"Selecionar op\u00e7\u00e3o\">Selecionar op\u00e7\u00e3o<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Viana do Castelo\">Viana do Castelo<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Braga\">Braga<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Porto\">Porto<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Lisboa\">Lisboa<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Set\u00fabal\">Set\u00fabal<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Aveiro\">Aveiro<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Faro\">Faro<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Leiria\">Leiria<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Coimbra\">Coimbra<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Santarem\">Santarem<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Viseu\">Viseu<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Madeira\">Madeira<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"A\u00e7ores\">A\u00e7ores<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Vila Real\">Vila Real<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Castelo Branco\">Castelo Branco<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"\u00c9vora\">\u00c9vora<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Guarda\">Guarda<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Beja\">Beja<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Bragan\u00e7a\">Bragan\u00e7a<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Portalegre\">Portalegre<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_38a5755 elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_38a5755\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tDeseja juntar um 2\u00ba titular?\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_38a5755]\" id=\"form-field-field_38a5755\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"Sim\">Sim<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"N\u00e3o\">N\u00e3o<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-step elementor-field-group elementor-column elementor-field-group-field_3b6ea95 elementor-col-100\">\n\t\t\t\t\t\t\t<div class=\"e-field-step elementor-hidden\" data-label=\"\" data-previousButton=\"Anterior\" data-nextButton=\"Pr\u00f3ximo\" data-iconUrl=\"\" data-iconLibrary=\"fas fa-star\" data-icon=\"\" ><\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-rendimentos elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-rendimentos\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tRendimentos L\u00edquidos mensais dos titulares da proposta (vencimento, rendas, outros rendimentos) \t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[rendimentos]\" id=\"form-field-rendimentos\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-despesas elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-despesas\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tDespesas mensais (presta\u00e7\u00f5es de cr\u00e9ditos, renda, ...) \t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[despesas]\" id=\"form-field-despesas\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-residencia elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-residencia\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tAtualmente reside em...\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[residencia]\" id=\"form-field-residencia\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"Selecionar op\u00e7\u00e3o\">Selecionar op\u00e7\u00e3o<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Casa Pr\u00f3pria Sem Cr\u00e9dito\">Casa Pr\u00f3pria Sem Cr\u00e9dito<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Casa Pr\u00f3pria com Cr\u00e9dito\">Casa Pr\u00f3pria com Cr\u00e9dito<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Casa de Familiares\">Casa de Familiares<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Casa Arrendada\">Casa Arrendada<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-chegar elementor-col-100 elementor-field-type-select-multiple elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-chegar\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tChegou at\u00e9 n\u00f3s pelo...\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[chegar][]\" id=\"form-field-chegar\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\" multiple=\"\">\n\t\t\t\t\t\t\t\t\t<option value=\"Facebook\">Facebook<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Instagram\">Instagram<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Tik Tok\">Tik Tok<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Pesquisa Google\">Pesquisa Google<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Youtube\">Youtube<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Linkedin\">Linkedin<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Indicado por um Amigo\">Indicado por um Amigo<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Email\">Email<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hidden elementor-field-group elementor-column elementor-field-group-utm_source elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"hidden\" name=\"form_fields[utm_source]\" id=\"form-field-utm_source\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hidden elementor-field-group elementor-column elementor-field-group-utm_medium elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"hidden\" name=\"form_fields[utm_medium]\" id=\"form-field-utm_medium\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hidden elementor-field-group elementor-column elementor-field-group-utm_campaign elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"hidden\" name=\"form_fields[utm_campaign]\" id=\"form-field-utm_campaign\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hidden elementor-field-group elementor-column elementor-field-group-utm_id elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"hidden\" name=\"form_fields[utm_id]\" id=\"form-field-utm_id\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hidden elementor-field-group elementor-column elementor-field-group-utm_term elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"hidden\" name=\"form_fields[utm_term]\" id=\"form-field-utm_term\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hidden elementor-field-group elementor-column elementor-field-group-utm_content elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"hidden\" name=\"form_fields[utm_content]\" id=\"form-field-utm_content\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button type=\"submit\" class=\"elementor-button elementor-size-sm\">\n\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\" elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Submeter Pedido<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3cfdb5 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"f3cfdb5\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f21d0be elementor-widget elementor-widget-text-editor\" data-id=\"f21d0be\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>TAN desde 7,95% | Prazo de 24 a 84 meses | TAEG m\u00ednima de 9,8% e m\u00e1xima de 13,9%<\/p><p>Ex: TAEG 9,8% e TAN 8,48% Montante 7.500\u20ac Prazo 84 meses Mensalidade 119,99\u20ac MTIC 10.211,16\u20ac<\/p><p>Cr\u00e9dito est\u00e1 sujeito \u00e0 aprova\u00e7\u00e3o pelo parceiros da DIcas Vitoriosas Unipessoal Lda., intermedi\u00e1rio de cr\u00e9dito vinculado registado no Banco de Portugal com o n\u00famero 0005975. As condi\u00e7\u00f5es apresentadas s\u00e3o uma mera simula\u00e7\u00e3o, podendo ser alteradas ap\u00f3s uma an\u00e1lise dos dados do Consumidor e de, \u00e0 data da celebra\u00e7\u00e3o do Contrato de cr\u00e9dito j\u00e1 n\u00e3o vigorar a campanha na base da presente simula\u00e7\u00e3o. Esta n\u00e3o constitui nenhum parceiro da Dicas Vitoriosas Unipessoal Lda, na obriga\u00e7\u00e3o de celebrar Contrato de Cr\u00e9dito com o Consumidor.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d3e1ad3 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"d3e1ad3\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b1a2e8 elementor-widget elementor-widget-shortcode\" data-id=\"9b1a2e8\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"ti-widget ti-goog\" data-layout-id=\"5\" data-set-id=\"ligth-border\" data-pid=\"\" data-pager-autoplay-timeout=\"6\" data-review-target-width=\"275\" data-language=\"pt\" > <div class=\"ti-widget-container ti-col-4\"> <div class=\"ti-footer source-Google\"> <div class=\"ti-rating-text\"> <strong class=\"ti-rating\"> Excelente <\/strong> <\/div> <span class=\"ti-stars star-lg\"> <span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span> <\/span> <div class=\"ti-rating-text\"> <span class=\"nowrap\">Com base em <strong>189 avalia\u00e7\u00f5es<\/strong><\/span> <\/div> <div class=\"ti-large-logo\"> <div class=\"ti-v-center\"> <img decoding=\"async\" class=\"ti-logo-fb\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/logo.svg\" width=\"150\" height=\"25\" alt=\"Google\" \/> <\/div> <\/div> <\/div> <div class=\"ti-reviews-container\"> <div class=\"ti-controls\"> <div class=\"ti-next\"><\/div> <div class=\"ti-prev\"><\/div> <\/div> <div class=\"ti-reviews-container-wrapper\">  <div data-empty=\"0\" class=\"ti-review-item source-Google\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIKwcHoyDyGAFe3pa-C8xSt87fJvOLVe_LnblNV0lz3=s120-c-rp-mo-br100\" alt=\"S\u00e8rgio Barracho\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> S\u00e8rgio Barracho <\/div> <div class=\"ti-date\">2024-01-29<\/div> <\/div> <\/div> <span class=\"ti-stars\"><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->5 * recomendo.  Sempre dispon\u00edveis pra responder a qualquer quest\u00e3o \/ d\u00favida que surge. Estou super satisfeito com todo o processo e a rapidez.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Esconder\" data-open-text=\"Consulte Mais informa\u00e7\u00e3o\" ><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjXperfMTQpvdxTcSSaur20Os6RHvJ3wg4xpEUM9698du5mM=s120-c-rp-mo-br100\" alt=\"Rita Marcelino\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Rita Marcelino <\/div> <div class=\"ti-date\">2024-01-12<\/div> <\/div> <\/div> <span class=\"ti-stars\"><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Excelente servi\u00e7o e acompanhamento durante todo o processo ! Recomendo a 100%.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Esconder\" data-open-text=\"Consulte Mais informa\u00e7\u00e3o\" ><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLPehr_6sdnFOZRyEXl6ncQwnlj72MQZQRUAKrkSA0k=s120-c-rp-mo-br100\" alt=\"Ricardo sal\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Ricardo sal <\/div> <div class=\"ti-date\">2024-01-05<\/div> <\/div> <\/div> <span class=\"ti-stars\"><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Ningu\u00e9m tinha conseguido resolver o assunto devido a ser um cr\u00e9dito multiuso e a JP credito conseguiu resolver o assunto. Equipa top<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Esconder\" data-open-text=\"Consulte Mais informa\u00e7\u00e3o\" ><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLPSDICtf4rkCHhuyHkQHp6Y4w4JgNTYOy1Lva7FdH-=s120-c-rp-mo-br100\" alt=\"F\u00e1bio Castro\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> F\u00e1bio Castro <\/div> <div class=\"ti-date\">2024-01-05<\/div> <\/div> <\/div> <span class=\"ti-stars\"><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Muito rapido e eficaz , obrigado<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Esconder\" data-open-text=\"Consulte Mais informa\u00e7\u00e3o\" ><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJUmaVVUIWoZYdkx9RrdK1GwS9l6kW6jwfVKJjPFfZg=s120-c-rp-mo-br100\" alt=\"Jorge Sousa\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Jorge Sousa <\/div> <div class=\"ti-date\">2023-12-29<\/div> <\/div> <\/div> <span class=\"ti-stars\"><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Dedica\u00e7\u00e3o e  empenho total estamos claramente agradecidos e satisfeitos pelo excelente trabalho. Recomendamos a 200% e se precisarem n\u00e3o percam tempo em pedir ajuda a esta excelente equipa .\nBom ano.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Esconder\" data-open-text=\"Consulte Mais informa\u00e7\u00e3o\" ><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjWyN1YQtkdp1uugxZJ9T-WbV4c3B0k9xSTxaKu51f7Zq5o=s120-c-rp-mo-br100\" alt=\"Ana Patr\u00edcia Lima\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Ana Patr\u00edcia Lima <\/div> <div class=\"ti-date\">2023-12-28<\/div> <\/div> <\/div> <span class=\"ti-stars\"><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Excepcionais desde o primeiro contacto. Todas as nossas d\u00favidas foram esclarecidas.\nO processo foi a maior parte realizado digitalmente visto que somos emigrantes e n\u00e3o temos nada a apontar.\nRecomendo! 5\u2b50\ufe0f<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Esconder\" data-open-text=\"Consulte Mais informa\u00e7\u00e3o\" ><\/span> <\/div> <\/div>  <\/div> <div class=\"ti-controls-line\"> <div class=\"dot\"><\/div> <\/div>  <\/div> <\/div> <\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59c6b56 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"59c6b56\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\" data-core-v316-plus=\"true\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8bd165e elementor-widget elementor-widget-heading\" data-id=\"8bd165e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Transfere o seu Cr\u00e9dito Habita\u00e7\u00e3o e pede um refor\u00e7o extra<br>para liquidar todos os teus restantes cr\u00e9ditos <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f48f6ca elementor-widget elementor-widget-text-editor\" data-id=\"f48f6ca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tAssim ter\u00e1s toda a tua d\u00edvida junto do Cr\u00e9dito Habita\u00e7\u00e3o<br>com o prazo do cr\u00e9dito Habita\u00e7\u00e3o, ao pre\u00e7o do Cr\u00e9dito Habita\u00e7\u00e3o.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-70bbe3c e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"70bbe3c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2a9f4ee e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"2a9f4ee\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef10616 elementor-widget elementor-widget-image\" data-id=\"ef10616\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"513\" height=\"513\" src=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Asset-6.png\" class=\"attachment-large size-large wp-image-9014\" alt=\"\" srcset=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Asset-6.png 513w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Asset-6-300x300.png 300w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Asset-6-150x150.png 150w\" sizes=\"(max-width: 513px) 100vw, 513px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a3605d elementor-widget elementor-widget-heading\" data-id=\"2a3605d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pedido de Cr\u00e9dito<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e764e44 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"e764e44\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0063f39 elementor-widget elementor-widget-image\" data-id=\"0063f39\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/image-1.png\" class=\"attachment-large size-large wp-image-9052\" alt=\"\" srcset=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/image-1.png 512w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/image-1-300x300.png 300w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/image-1-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2537db8 elementor-widget elementor-widget-heading\" data-id=\"2537db8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rece\u00e7\u00e3o de documentos<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cdcda5d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"cdcda5d\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8659d8d elementor-widget elementor-widget-image\" data-id=\"8659d8d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/image.png\" class=\"attachment-large size-large wp-image-9053\" alt=\"\" srcset=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/image.png 512w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/image-300x300.png 300w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/image-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-997557a elementor-widget elementor-widget-heading\" data-id=\"997557a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contacto<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e88c8e4 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"e88c8e4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-42893a3 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"42893a3\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30d3bf3 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"30d3bf3\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/api.whatsapp.com\/send?l=pt&#038;phone=351968195416\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Fale com o Jp<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3560790 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"3560790\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a274ee1 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"a274ee1\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c0b23f elementor-widget elementor-widget-heading\" data-id=\"1c0b23f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">O que \u00e9 um Intermedi\u00e1rio de Cr\u00e9dito?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbf8d1a elementor-widget elementor-widget-spacer\" data-id=\"dbf8d1a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-630d6e9 elementor-widget elementor-widget-text-editor\" data-id=\"630d6e9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Os intermedi\u00e1rios de cr\u00e9dito s\u00e3o profissionais especializados em cr\u00e9dito, que o podem ajudar a encontrar a melhor solu\u00e7\u00e3o de cr\u00e9dito para o seu problema. Seja ele cr\u00e9dito habita\u00e7\u00e3o, cr\u00e9dito pessoal, cr\u00e9dito autom\u00f3vel, cart\u00f5es de cr\u00e9dito ou at\u00e9 mesmo consolida\u00e7\u00e3o de cr\u00e9ditos.<\/p><p>Estes profissionais trabalham em parceria com as v\u00e1rias institui\u00e7\u00f5es banc\u00e1rias e Financeiras a n\u00edvel nacional. Ou seja, se precisa de um cr\u00e9dito poder\u00e1 recorrer a um intermedi\u00e1rio de cr\u00e9dito autorizado. Desta forma ter\u00e1 as v\u00e1rias solu\u00e7\u00f5es dos bancos e financeiras num \u00fanico local. Com a grande vantagem de ter um profissional especializado a comparar-lhe todas as propostas e a mostrar-lhe qual a proposta mais vantajosa para o seu caso em espec\u00edfico. Independentemente da institui\u00e7\u00e3o banc\u00e1ria ou financeira.<\/p><p>\u00a0<\/p><p>A JP Cr\u00e9dito e Seguros, registada com o nome Dicas Vitoriosas &#8211; Unipessoal Lda. NIPC 516 044 290, fundada em 2020, \u00e9 uma empresa especializada em intermedia\u00e7\u00e3o de cr\u00e9dito e Consultoria devidamente registada no Banco de Portugal com o n.\u00ba 0005975, e media\u00e7\u00e3o de Seguros dos ramos vida e n\u00e3o vida registados na ASF.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec4fc89 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"ec4fc89\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ffe8599 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"ffe8599\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e623940 elementor-widget elementor-widget-image\" data-id=\"e623940\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"767\" src=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/JOAO-SITE-768x767.png.png\" class=\"attachment-large size-large wp-image-879\" alt=\"\" srcset=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/JOAO-SITE-768x767.png.png 768w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/JOAO-SITE-768x767.png-300x300.png 300w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/JOAO-SITE-768x767.png-150x150.png 150w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c73820e e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"c73820e\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b77c7e elementor-widget elementor-widget-video\" data-id=\"2b77c7e\" data-element_type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;vimeo&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-video .elementor-widget-container{overflow:hidden;transform:translateZ(0)}.elementor-widget-video .elementor-wrapper{aspect-ratio:var(--video-aspect-ratio)}.elementor-widget-video .elementor-wrapper iframe,.elementor-widget-video .elementor-wrapper video{height:100%;width:100%;display:flex;border:none;background-color:#000}@supports not (aspect-ratio:1\/1){.elementor-widget-video .elementor-wrapper{position:relative;overflow:hidden;height:0;padding-bottom:calc(100% \/ var(--video-aspect-ratio))}.elementor-widget-video .elementor-wrapper iframe,.elementor-widget-video .elementor-wrapper video{position:absolute;top:0;right:0;bottom:0;left:0}}.elementor-widget-video .elementor-open-inline .elementor-custom-embed-image-overlay{position:absolute;top:0;right:0;bottom:0;left:0;background-size:cover;background-position:50%}.elementor-widget-video .elementor-custom-embed-image-overlay{cursor:pointer;text-align:center}.elementor-widget-video .elementor-custom-embed-image-overlay:hover .elementor-custom-embed-play i{opacity:1}.elementor-widget-video .elementor-custom-embed-image-overlay img{display:block;width:100%;aspect-ratio:var(--video-aspect-ratio);-o-object-fit:cover;object-fit:cover;-o-object-position:center center;object-position:center center}@supports not (aspect-ratio:1\/1){.elementor-widget-video .elementor-custom-embed-image-overlay{position:relative;overflow:hidden;height:0;padding-bottom:calc(100% \/ var(--video-aspect-ratio))}.elementor-widget-video .elementor-custom-embed-image-overlay img{position:absolute;top:0;right:0;bottom:0;left:0}}.elementor-widget-video .e-hosted-video .elementor-video{-o-object-fit:cover;object-fit:cover}.e-con-inner>.elementor-widget-video,.e-con>.elementor-widget-video{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<iframe class=\"elementor-video-iframe\" allowfullscreen title=\"Reprodutor de v\u00eddeo de vimeo\" src=\"https:\/\/player.vimeo.com\/video\/785260855?color&amp;autopause=0&amp;loop=0&amp;muted=0&amp;title=1&amp;portrait=1&amp;byline=1#t=\"><\/iframe>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-50c5b58 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"50c5b58\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\" data-core-v316-plus=\"true\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27afedd elementor-widget elementor-widget-heading\" data-id=\"27afedd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ: Perguntas Frequentes<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3c4f8a elementor-widget elementor-widget-toggle\" data-id=\"d3c4f8a\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-toggle{text-align:left}.elementor-toggle .elementor-tab-title{font-weight:700;line-height:1;margin:0;padding:15px;border-bottom:1px solid #d5d8dc;cursor:pointer;outline:none}.elementor-toggle .elementor-tab-title .elementor-toggle-icon{display:inline-block;width:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon svg{margin-inline-start:-5px;width:1em;height:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-right{float:right;text-align:right}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-left{float:left;text-align:left}.elementor-toggle .elementor-tab-title .elementor-toggle-icon .elementor-toggle-icon-closed{display:block}.elementor-toggle .elementor-tab-title .elementor-toggle-icon .elementor-toggle-icon-opened{display:none}.elementor-toggle .elementor-tab-title.elementor-active{border-bottom:none}.elementor-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon-closed{display:none}.elementor-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon-opened{display:block}.elementor-toggle .elementor-tab-content{padding:15px;border-bottom:1px solid #d5d8dc;display:none}@media (max-width:767px){.elementor-toggle .elementor-tab-title{padding:12px}.elementor-toggle .elementor-tab-content{padding:12px 10px}}.e-con-inner>.elementor-widget-toggle,.e-con>.elementor-widget-toggle{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2221\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2221\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Qual a poupan\u00e7a poss\u00edvel numa transfer\u00eancia de cr\u00e9dito habita\u00e7\u00e3o?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2221\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2221\"><p>Especialmente para quem contratou um cr\u00e9dito habita\u00e7\u00e3o entre 2011 e 2018, aproveitando a \u201cguerra dos spreads\u201d verificada nos \u00faltimos meses \u00e9 poss\u00edvel poupar dezenas de milhares de euros se proceder \u00e0 transfer\u00eancia do cr\u00e9dito habita\u00e7\u00e3o.<\/p><p>As poupan\u00e7as poder\u00e3o ser ainda mais avultadas caso beneficie das campanhas de suporte dos custos associados a esta opera\u00e7\u00e3o que j\u00e1 v\u00e1rias institui\u00e7\u00f5es promovem.<br \/><br \/>Atentando nos casos de alguns consumidores que utilizaram o nosso servi\u00e7o gratuito para transferir o seu empr\u00e9stimo, comprova-se que as poupan\u00e7as poder\u00e3o ascender \u00e0s v\u00e1rias dezenas de milhares de euros.<br \/><br \/>O nosso cliente tinha um cr\u00e9dito habita\u00e7\u00e3o de 131 456,14\u20ac, com um spread de 1.4%, por um prazo restante de 468 meses. De seguro multirriscos e seguro de vida pagava 41,12\u20ac por m\u00eas e tinha outros cr\u00e9ditos e cart\u00f5es de cr\u00e9dito no valor de 4697,48\u20ac. Todos estes encargos representavam uma despesa mensal de 460,43\u20ac.<br \/>Este senhor recorreu aos nossos servi\u00e7os e conseguimos transferir o cr\u00e9dito habita\u00e7\u00e3o no valor dos 131 456,14\u20ac. O valor em d\u00edvida \u00e0 data. mantivemos o prazo com os 468 meses restantes e reduzimos o spread de 1.4% para 1.2%. Conseguimos ainda retirar a obriga\u00e7\u00e3o dos seguros serem feitos no banco e fizemos os seguros melhorando as coberturas para uma ITP incapacidade de 60%, onde o cliente ficou a pagar 29,67\u20ac por m\u00eas. Na transfer\u00eancia e porque o valor da avalia\u00e7\u00e3o do im\u00f3vel o permitiu, pedimos um incremento de 17 290\u20ac que o cliente usou para liquidar todos os cart\u00f5es e cr\u00e9ditos que tinha e ficar com alguma liquidez para umas pequenas obras que iria fazer. Todas estas altera\u00e7\u00f5es fizeram que o cliente passasse a ter redu\u00e7\u00e3o da despesa mensal de 460.43\u20ac para 355,55\u20ac e aumentar o capital de cr\u00e9dito.<br \/>Esta poupan\u00e7a representa uma poupan\u00e7a mensal de 116,33\u20ac, ou seja 1395,96\u20ac ao final do primeiro ano.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2222\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2222\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">H\u00e1 milhares de fam\u00edlias portuguesas a suportar spreads acima de 3%<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2222\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2222\"><p>Com a crise econ\u00f3mica, as taxas de juro do cr\u00e9dito habita\u00e7\u00e3o chegaram a elevados valores hist\u00f3ricos. No entanto, estas t\u00eam vindo a cair consecutivamente ao longo dos anos, consequ\u00eancia da melhoria da economia portuguesa.<\/p><p>Conforme os dados do Banco de Portugal referentes \u00e0 evolu\u00e7\u00e3o das taxas de juro, \u00e9 poss\u00edvel verificar que, a partir do segundo semestre de 2010, o spread m\u00e9dio dos novos contratos de cr\u00e9dito \u00e0 habita\u00e7\u00e3o disparou, tendo-se mantido acima de 1,5% at\u00e9 ao in\u00edcio do segundo semestre de 2019. Entre 2012 e 2014, o spread m\u00e9dio chegou mesmo a superar os 3%.<br \/>Por sua vez, atentando aos dados do Relat\u00f3rio de Acompanhamento dos Mercados Banc\u00e1rios de Retalho de 2018, publicado tamb\u00e9m por este regulador, \u00e9 poss\u00edvel perceber que, entre 2011 e 2018, per\u00edodo em que as taxas de juro se mantiveram mais elevadas, foram realizados cerca de 393 mil contratos de cr\u00e9dito \u00e0 habita\u00e7\u00e3o.<br \/>Neste sentido, atendendo a que os spreads m\u00ednimos atualmente praticados pelos bancos variam entre 1% e 1,4%, conclui-se que h\u00e1 milhares de fam\u00edlias que potencialmente poder\u00e3o poupar milhares de euros pela transfer\u00eancia do seu empr\u00e9stimo.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2223\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2223\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Que aspetos devem justificar uma mudan\u00e7a de banco?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2223\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2223\"><p>Para realizar a transfer\u00eancia de cr\u00e9dito habita\u00e7\u00e3o \u00e9 imprescind\u00edvel, antes de mais, fazer uma an\u00e1lise das condi\u00e7\u00f5es que est\u00e3o a ser oferecidas e compar\u00e1-las com as do empr\u00e9stimo atual para verificar se a mudan\u00e7a poder\u00e1 efetivamente, ou n\u00e3o, ser vantajosa. Antes de se proceder a uma transfer\u00eancia de cr\u00e9dito habita\u00e7\u00e3o devem ter-se em conta essencialmente quatro quest\u00f5es.<\/p><div>Situa\u00e7\u00e3o financeira<\/div><div>A transfer\u00eancia reside na realiza\u00e7\u00e3o de um novo contrato de financiamento e no cancelamento do anterior, pelo que \u00e9 importante atender \u00e0 atual condi\u00e7\u00e3o financeira. Quem n\u00e3o tiver uma situa\u00e7\u00e3o financeira est\u00e1vel poder\u00e1 n\u00e3o ver o novo empr\u00e9stimo aprovado.<\/div><div>Neste \u00e2mbito, h\u00e1 que atender \u00e0 taxa de esfor\u00e7o, que n\u00e3o dever\u00e1 ser maior do que 33%, significando esta percentagem que as despesas com cr\u00e9ditos n\u00e3o dever\u00e3o ser superiores a um ter\u00e7o dos rendimentos do agregado familiar.<\/div><div>\u00a0<\/div><div>Taxas de juro<\/div><div>Para perceber se compensa mudar de banco para transferir o cr\u00e9dito habita\u00e7\u00e3o, h\u00e1 que olhar para a taxa atualmente contratada e para as que se encontram em vigor no mercado, atentando no spread, na Taxa Anual Efetiva Global (TAEG) e na EURIBOR (Euro Interbank Offered Rate). A EURIBOR \u00e9 o indexante utilizado em Portugal para a taxa de juro vari\u00e1vel e as suas oscila\u00e7\u00f5es produzem impactos na presta\u00e7\u00e3o mensal a pagar.<\/div><div>Atualmente, uma vez que a EURIBOR se encontra em valores negativos e os bancos concorrem entre si para oferecer spreads cada vez mais reduzidos com vista a captarem clientes, o mais prov\u00e1vel \u00e9 ser vantajoso transferir, especialmente para quem contratou o seu empr\u00e9stimo para comprar casa h\u00e1 uns anos. Quanto menor for a EURIBOR, menos se pagar\u00e1 mensalmente pelo cr\u00e9dito.<\/div><div>\u00a0<\/div><div>Por sua vez, a TAEG reflete o custo anual de um empr\u00e9stimo, englobando todos os encargos respeitantes ao mesmo: pr\u00e9mios dos seguros exigidos (de vida e do im\u00f3vel) e comiss\u00f5es banc\u00e1rias (de abertura do processo, de avalia\u00e7\u00e3o do im\u00f3vel, de processamento mensal e outras).<\/div><div>Se a taxa oferecida na transfer\u00eancia do cr\u00e9dito habita\u00e7\u00e3o for inferior \u00e0 atual, poupam-se milhares de euros no custo total do empr\u00e9stimo (Montante Total Imputado ao Consumidor).<\/div><div>\u00a0<\/div><div>Spread<\/div><div>Muitas institui\u00e7\u00f5es financeiras t\u00eam vindo a reduzir o spread aplicado ao cr\u00e9dito habita\u00e7\u00e3o, pelo que far\u00e1 sentido proceder \u00e0 transfer\u00eancia do empr\u00e9stimo da casa se o novo banco oferecer uma taxa mais baixa.<\/div><div>\u00a0<\/div><div>Produtos e servi\u00e7os associados<\/div><div>S\u00e3o muitos os bancos que oferecem uma bonifica\u00e7\u00e3o no spread aos clientes que contratam outros produtos ou servi\u00e7os da institui\u00e7\u00e3o, tais como seguros, cart\u00f5es de cr\u00e9dito ou contas-poupan\u00e7a, por exemplo.<\/div><div>Como tal, deve perceber-se se os custos com a aquisi\u00e7\u00e3o de tais produtos ou servi\u00e7os s\u00e3o mais reduzidos do que os que se tem atualmente. Al\u00e9m disso, deve ainda comparar-se o valor do empr\u00e9stimo com a bonifica\u00e7\u00e3o e sem esta.<\/div><div>H\u00e1 que fazer as contas, olhar para a TAEG, que engloba todos estes custos, para se decidir se \u00e9 vi\u00e1vel e ben\u00e9fico realizar a transfer\u00eancia de cr\u00e9dito habita\u00e7\u00e3o.<\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2224\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2224\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quais os custos associados \u00e0 transfer\u00eancia de cr\u00e9dito habita\u00e7\u00e3o?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2224\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2224\"><p>Transferir o cr\u00e9dito habita\u00e7\u00e3o \u00e9 um processo menos burocr\u00e1tico e moroso do que a contrata\u00e7\u00e3o inicial de um empr\u00e9stimo para comprar um im\u00f3vel. No entanto, \u00e9 necess\u00e1rio considerar alguns custos para se perceber se \u00e9, ou n\u00e3o, vantajoso.<\/p><div>Primeiramente existe uma comiss\u00e3o de reembolso antecipado a considerar. Caso o contrato atual tenha uma taxa de juro vari\u00e1vel, esta comiss\u00e3o n\u00e3o poder\u00e1 ser superior a 0,5% do capital a reembolsar. Por outro lado, se o empr\u00e9stimo tiver taxa de juro fixa, esta comiss\u00e3o n\u00e3o dever\u00e1 ser superior a 2% do capital reembolsado. Isto significa que, no caso de um financiamento a taxa vari\u00e1vel com um capital em d\u00edvida de 100 mil euros, o custo da comiss\u00e3o de reembolso antecipado ascender\u00e1 a 500 euros.<\/div><div>Existem ainda outras despesas e comiss\u00f5es a considerar, tais como: comiss\u00e3o de abertura ou de estudo; comiss\u00e3o de gest\u00e3o; comiss\u00e3o de avalia\u00e7\u00e3o; custos com registos e escrituras; custos de solicitadoria e emolumentos notariais.<\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2225\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2225\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Existem bancos a suportar os custos da transfer\u00eancia do empr\u00e9stimo?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2225\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2225\"><p>De forma a captar novos clientes, existem v\u00e1rias institui\u00e7\u00f5es financeiras que suportam estes custos, parcialmente ou na totalidade, para os consumidores que desejam transferir o seu cr\u00e9dito habita\u00e7\u00e3o.<\/p><div>Assim, para al\u00e9m das ofertas cada vez mais competitivas na sequ\u00eancia da queda dos spreads nos \u00faltimos meses, os consumidores poder\u00e3o beneficiar destas campanhas que reduzem ou eliminam completamente os encargos com a mudan\u00e7a do cr\u00e9dito de banco, tornando ainda mais apelativa a transfer\u00eancia, visto as poupan\u00e7as potenciais serem ainda mais avultadas.<\/div><div>Sendo uma an\u00e1lise que dever\u00e1 ser feita caso a caso, de uma forma gen\u00e9rica, \u00e9 poss\u00edvel concluir que quem tem um spread superior aos valores atualmente praticados \u2013 entre 1 e 1,4% \u2013 dever\u00e1 ponderar optar pela mudan\u00e7a do seu financiamento para outro banco. Mesmo para aquelas fam\u00edlias em que eventualmente a redu\u00e7\u00e3o da taxa de juro seja de apenas 0,1%. ou de 0,2%, atendendo a que h\u00e1 v\u00e1rios bancos a suportar os custos de transfer\u00eancia, tal poder\u00e1 resultar em avultadas poupan\u00e7as.<\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2226\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2226\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">H\u00e1 muita burocracia envolvida neste processo?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2226\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2226\"><p>Para si, n\u00e3o. O objetivo \u00e9 mesmo esse. Deixar a parte burocr\u00e1tica para n\u00f3s. Para tartar do seu processo apenas precisamos que envie-nos um conjunto de documentos. Depois, tratamos de tudo por si.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2227\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-2227\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Porque \u00e9 que este servi\u00e7o n\u00e3o tem custos?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2227\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-2227\"><p>N\u00f3s recebemos uma comiss\u00e3o do Banco onde contratar o seu cr\u00e9dito habita\u00e7\u00e3o. O nosso compromisso \u00e9 garantir que tenha as melhores condi\u00e7\u00f5es globais (spread e produtos associados), independentemente do banco. Em qualquer caso, apresentamos-lhe v\u00e1rias solu\u00e7\u00f5es e a decis\u00e3o final \u00e9 sempre sua.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2228\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-2228\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">A JP Cr\u00e9dito e Seguros contacta todos os bancos?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2228\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-2228\"><p>Depois de perceber quais as suas dificuldades, objectivos e de analisar o seu perfil de cliente, iremos contactar os bancos que consideramos serem mais competitivos para o seu caso em concreto. Negociamos junto destes bancos e apresentamos-lhe as propostas mais competitivas, explicando as vantagens e desvantagens de cada oferta para que se tome a melhor decis\u00e3o financeira.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2229\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-2229\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Como se processa tudo?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2229\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-2229\"><p>O processo \u00e9 muito simples. Temos uma primeira conversa de diagn\u00f3stico e enquadramento, em hora a pr\u00e9 agendada. Recolhemos a documenta\u00e7\u00e3o. Apresentamos a sua proposta ao bancos parceiros que consideramos que mais se adequam \u00e0s suas necessidades e perfil. Negociamos as melhores condi\u00e7\u00f5es. Depois da sua escolha, apoiamos at\u00e9 a data da escritura e \u00e0s vezes vem depois disso. Queremos que conte com os nossos especialistas ao longo da sua vida.<\/p><div>Assim, para al\u00e9m das ofertas cada vez mais competitivas na sequ\u00eancia da queda dos spreads nos \u00faltimos meses, os consumidores poder\u00e3o beneficiar destas campanhas que reduzem ou eliminam completamente os encargos com a mudan\u00e7a do cr\u00e9dito de banco, tornando ainda mais apelativa a transfer\u00eancia, visto as poupan\u00e7as potenciais serem ainda mais avultadas.<\/div><div>Sendo uma an\u00e1lise que dever\u00e1 ser feita caso a caso, de uma forma gen\u00e9rica, \u00e9 poss\u00edvel concluir que quem tem um spread superior aos valores atualmente praticados \u2013 entre 1 e 1,4% \u2013 dever\u00e1 ponderar optar pela mudan\u00e7a do seu financiamento para outro banco. Mesmo para aquelas fam\u00edlias em que eventualmente a redu\u00e7\u00e3o da taxa de juro seja de apenas 0,1%. ou de 0,2%, atendendo a que h\u00e1 v\u00e1rios bancos a suportar os custos de transfer\u00eancia, tal poder\u00e1 resultar em avultadas poupan\u00e7as.<\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-22210\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-22210\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Posso ter o meu processo de cr\u00e9dito com outros intermedi\u00e1rios?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-22210\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-22210\"><p>Pode sempre ter o seu processo de cr\u00e9dito com outros intermedi\u00e1rios. No entanto, n\u00e3o tem grande vantagem nisso, pois em cada banco s\u00f3 pode haver um processo de cr\u00e9dito. A quest\u00e3o mesmo \u00e9 qual o intermedi\u00e1rio que lhe d\u00e1 maiores garantias de qualidade, pre\u00e7o e rapidez.<\/p><div>Experimente e ver\u00e1 que a JP Cr\u00e9dito e Seguros \u00e9 a escolha certa!<\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-22211\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"button\" aria-controls=\"elementor-tab-content-22211\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Como asseguram que s\u00e3o as melhores condi\u00e7\u00f5es do mercado?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-22211\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"region\" aria-labelledby=\"elementor-tab-title-22211\"><p>Trabalhamos com os principais bancos, e temos acesso directo aos departamentos corretos. O que fazemos \u00e9 negociar com os bancos as melhores condi\u00e7\u00f5es para o cr\u00e9dito habita\u00e7\u00e3o que procura, at\u00e9 conseguirsmos a proposta mais adequada para si!<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-988fb93 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"988fb93\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58f1fca elementor-widget elementor-widget-heading\" data-id=\"58f1fca\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Outros Simuladores<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ced5a58 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"ced5a58\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;_ha_eqh_enable&quot;:&quot;yes&quot;,&quot;_ha_eqh_widget&quot;:[],&quot;_ha_eqh_to&quot;:&quot;widget&quot;,&quot;_ha_eqh_disable_on_tablet&quot;:&quot;no&quot;,&quot;_ha_eqh_disable_on_mobile&quot;:&quot;yes&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f95b13 elementor-widget elementor-widget-premium-carousel-widget\" data-id=\"6f95b13\" data-element_type=\"widget\" data-widget_type=\"premium-carousel-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n\t\t<div id=\"premium-carousel-wrapper-6f95b13\" class=\"premium-carousel-wrapper premium-carousel-hidden carousel-wrapper-6f95b13  \" data-settings=\"{&quot;vertical&quot;:false,&quot;slidesToScroll&quot;:4,&quot;slidesToShow&quot;:4,&quot;infinite&quot;:false,&quot;speed&quot;:600,&quot;fade&quot;:false,&quot;autoplay&quot;:false,&quot;autoplaySpeed&quot;:5000,&quot;draggable&quot;:true,&quot;touchMove&quot;:false,&quot;rtl&quot;:false,&quot;adaptiveHeight&quot;:false,&quot;variableWidth&quot;:false,&quot;cssEase&quot;:&quot;ease&quot;,&quot;pauseOnHover&quot;:true,&quot;centerMode&quot;:false,&quot;arrows&quot;:true,&quot;dots&quot;:false,&quot;slidesDesk&quot;:4,&quot;slidesTab&quot;:1,&quot;slidesMob&quot;:1,&quot;animation&quot;:&quot;null&quot;,&quot;tabletBreak&quot;:1025,&quot;mobileBreak&quot;:768,&quot;navigation&quot;:[],&quot;carouselNavigation&quot;:&quot;none&quot;,&quot;templatesNumber&quot;:7}\">\r\n\t\t\t\t\t\t\t\t<div class=\"premium-carousel-nav-arrow-prev\">\r\n\t\t\t\t\t<a type=\"button\" data-role=\"none\" class=\"carousel-arrow carousel-prev\" aria-label=\"Previous\" role=\"button\">\r\n\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-angle-left\" aria-hidden=\"true\"><\/i>\r\n\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"premium-carousel-nav-arrow-next\">\r\n\t\t\t\t\t<a type=\"button\" data-role=\"none\" class=\"carousel-arrow carousel-next\" aria-label=\"Next\" role=\"button\">\r\n\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-angle-right\" aria-hidden=\"true\"><\/i>\r\n\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<div id=\"premium-carousel-6f95b13\" class=\"premium-carousel-inner\">\r\n\t\t\t\t\t\t<div class=\"premium-carousel-template item-wrapper\">\r\n\t\t\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"1153\" class=\"elementor elementor-1153\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fed780f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"fed780f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-101620c elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"101620c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"352\" height=\"121\" src=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Group-2-e1705502287954.png\" class=\"attachment-full size-full wp-image-413\" alt=\"\" srcset=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Group-2-e1705502287954.png 352w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Group-2-e1705502287954-300x103.png 300w\" sizes=\"(max-width: 352px) 100vw, 352px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17be99f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"17be99f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7440a99 elementor-widget elementor-widget-heading\" data-id=\"7440a99\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cart\u00e3o de Cr\u00e9dito<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd30b98 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"fd30b98\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dev.apollotec.pt\/jpcredito\/seguro-de-vida\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Simular<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"premium-carousel-template item-wrapper\">\r\n\t\t\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"964\" class=\"elementor elementor-964\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fed780f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"fed780f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-101620c elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"101620c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"353\" height=\"122\" src=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Euribor-bg-1.png\" class=\"attachment-full size-full wp-image-8987\" alt=\"\" srcset=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Euribor-bg-1.png 353w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Euribor-bg-1-300x104.png 300w\" sizes=\"(max-width: 353px) 100vw, 353px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17be99f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"17be99f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7440a99 elementor-widget elementor-widget-heading\" data-id=\"7440a99\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cr\u00e9dito Consolidado\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a008fb elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1a008fb\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dev.apollotec.pt\/jpcredito\/credito-consolidado\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Simular<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"premium-carousel-template item-wrapper\">\r\n\t\t\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"963\" class=\"elementor elementor-963\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fed780f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"fed780f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-101620c elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"101620c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"353\" height=\"122\" src=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Emprestimo-bg-1.png\" class=\"attachment-full size-full wp-image-8985\" alt=\"\" srcset=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Emprestimo-bg-1.png 353w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Emprestimo-bg-1-300x104.png 300w\" sizes=\"(max-width: 353px) 100vw, 353px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17be99f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"17be99f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ade8f8 elementor-widget elementor-widget-heading\" data-id=\"1ade8f8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cr\u00e9dito Autom\u00f3vel<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83dca53 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"83dca53\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dev.apollotec.pt\/jpcredito\/credito-automovel\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Simular<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"premium-carousel-template item-wrapper\">\r\n\t\t\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"962\" class=\"elementor elementor-962\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fed780f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"fed780f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-101620c elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"101620c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"353\" height=\"122\" src=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Salario-bg.png\" class=\"attachment-full size-full wp-image-8980\" alt=\"\" srcset=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Salario-bg.png 353w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Salario-bg-300x104.png 300w\" sizes=\"(max-width: 353px) 100vw, 353px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17be99f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"17be99f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46a9682 elementor-widget elementor-widget-heading\" data-id=\"46a9682\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cr\u00e9dito Pessoal\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a6f575 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"0a6f575\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dev.apollotec.pt\/jpcredito\/credito-pessoal\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Simular<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"premium-carousel-template item-wrapper\">\r\n\t\t\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"961\" class=\"elementor elementor-961\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fed780f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"fed780f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-101620c elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"101620c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"353\" height=\"122\" src=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/IMT-e-IS-bg-1.png\" class=\"attachment-full size-full wp-image-8988\" alt=\"\" srcset=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/IMT-e-IS-bg-1.png 353w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/IMT-e-IS-bg-1-300x104.png 300w\" sizes=\"(max-width: 353px) 100vw, 353px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17be99f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"17be99f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dcc0716 elementor-widget elementor-widget-heading\" data-id=\"dcc0716\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cr\u00e9dito \u00e0 Constru\u00e7\u00e3o\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12d2c9a elementor-align-center elementor-widget elementor-widget-button\" data-id=\"12d2c9a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dev.apollotec.pt\/jpcredito\/credito-a-construcao\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Simular<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"premium-carousel-template item-wrapper\">\r\n\t\t\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"960\" class=\"elementor elementor-960\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fed780f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"fed780f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-101620c elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"101620c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"353\" height=\"122\" src=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Cre.-Habitacao-bg-1.png\" class=\"attachment-full size-full wp-image-8984\" alt=\"\" srcset=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Cre.-Habitacao-bg-1.png 353w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Cre.-Habitacao-bg-1-300x104.png 300w\" sizes=\"(max-width: 353px) 100vw, 353px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17be99f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"17be99f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-398ba25 elementor-widget elementor-widget-heading\" data-id=\"398ba25\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\nTransfer\u00eancia de Cr\u00e9dito Habita\u00e7\u00e3o<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12d2c9a elementor-align-center elementor-widget elementor-widget-button\" data-id=\"12d2c9a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Simular<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"premium-carousel-template item-wrapper\">\r\n\t\t\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"704\" class=\"elementor elementor-704\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fed780f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"fed780f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-101620c elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"101620c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"353\" height=\"122\" src=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Mais-valias-bg-1.png\" class=\"attachment-full size-full wp-image-8989\" alt=\"\" srcset=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Mais-valias-bg-1.png 353w, https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2024\/01\/Mais-valias-bg-1-300x104.png 300w\" sizes=\"(max-width: 353px) 100vw, 353px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17be99f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"17be99f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-125bebc elementor-widget elementor-widget-heading\" data-id=\"125bebc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cr\u00e9dito Habita\u00e7\u00e3o<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d3d581 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"9d3d581\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dev.apollotec.pt\/jpcredito\/credito-habitacao\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Simular<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Transfer\u00eancia de Cr\u00e9dito Habita\u00e7\u00e3o Tem TAN acima de 3% ou SPREAD acima de 0%? Se Sim est\u00e1 a perder muito dinheiro.Poupa at\u00e9 60%. PEDIDO GR\u00c1TIS E SEM COMPROMISSO TAN desde 7,95% | Prazo de 24 a 84 meses | TAEG m\u00ednima de 9,8% e m\u00e1xima de 13,9% Ex: TAEG 9,8% e TAN 8,48% Montante 7.500\u20ac [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8697,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-893","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Transfer\u00eancia de Cr\u00e9dito Habita\u00e7\u00e3o - JP Cr\u00e9dito e Seguros<\/title>\n<meta name=\"description\" content=\"Deixe o seu pedido de transfer\u00eancia de cr\u00e9dito habita\u00e7\u00e3o, sem custos. Somos intermedi\u00e1rios de Cr\u00e9dito Vinculados e Registado no BP.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Transfer\u00eancia de Cr\u00e9dito Habita\u00e7\u00e3o - JP Cr\u00e9dito e Seguros\" \/>\n<meta property=\"og:description\" content=\"Deixe o seu pedido de transfer\u00eancia de cr\u00e9dito habita\u00e7\u00e3o, sem custos. Somos intermedi\u00e1rios de Cr\u00e9dito Vinculados e Registado no BP.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/\" \/>\n<meta property=\"og:site_name\" content=\"JP Cr\u00e9dito e Seguros\" \/>\n<meta property=\"article:modified_time\" content=\"2024-01-29T23:28:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2023\/01\/euribor-volta-a-subir-em-janeiro-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tempo estimado de leitura\" \/>\n\t<meta name=\"twitter:data1\" content=\"18 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/\",\"url\":\"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/\",\"name\":\"Transfer\u00eancia de Cr\u00e9dito Habita\u00e7\u00e3o - JP Cr\u00e9dito e Seguros\",\"isPartOf\":{\"@id\":\"https:\/\/dev.apollotec.pt\/jpcredito\/#website\"},\"datePublished\":\"2024-01-23T19:07:41+00:00\",\"dateModified\":\"2024-01-29T23:28:38+00:00\",\"description\":\"Deixe o seu pedido de transfer\u00eancia de cr\u00e9dito habita\u00e7\u00e3o, sem custos. Somos intermedi\u00e1rios de Cr\u00e9dito Vinculados e Registado no BP.\",\"breadcrumb\":{\"@id\":\"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/#breadcrumb\"},\"inLanguage\":\"pt-PT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/dev.apollotec.pt\/jpcredito\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Transfer\u00eancia de Cr\u00e9dito Habita\u00e7\u00e3o\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/dev.apollotec.pt\/jpcredito\/#website\",\"url\":\"https:\/\/dev.apollotec.pt\/jpcredito\/\",\"name\":\"JP Cr\u00e9dito e Seguros\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/dev.apollotec.pt\/jpcredito\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/dev.apollotec.pt\/jpcredito\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"pt-PT\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/dev.apollotec.pt\/jpcredito\/#organization\",\"name\":\"JP Cr\u00e9dito e Seguros\",\"url\":\"https:\/\/dev.apollotec.pt\/jpcredito\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\/\/dev.apollotec.pt\/jpcredito\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2023\/10\/cropped-jp-credito-e-seguros-intermediario-de-credito-removebg-preview.png\",\"contentUrl\":\"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2023\/10\/cropped-jp-credito-e-seguros-intermediario-de-credito-removebg-preview.png\",\"width\":512,\"height\":512,\"caption\":\"JP Cr\u00e9dito e Seguros\"},\"image\":{\"@id\":\"https:\/\/dev.apollotec.pt\/jpcredito\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Transfer\u00eancia de Cr\u00e9dito Habita\u00e7\u00e3o - JP Cr\u00e9dito e Seguros","description":"Deixe o seu pedido de transfer\u00eancia de cr\u00e9dito habita\u00e7\u00e3o, sem custos. Somos intermedi\u00e1rios de Cr\u00e9dito Vinculados e Registado no BP.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/","og_locale":"pt_PT","og_type":"article","og_title":"Transfer\u00eancia de Cr\u00e9dito Habita\u00e7\u00e3o - JP Cr\u00e9dito e Seguros","og_description":"Deixe o seu pedido de transfer\u00eancia de cr\u00e9dito habita\u00e7\u00e3o, sem custos. Somos intermedi\u00e1rios de Cr\u00e9dito Vinculados e Registado no BP.","og_url":"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/","og_site_name":"JP Cr\u00e9dito e Seguros","article_modified_time":"2024-01-29T23:28:38+00:00","og_image":[{"width":1024,"height":640,"url":"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2023\/01\/euribor-volta-a-subir-em-janeiro-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Tempo estimado de leitura":"18 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/","url":"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/","name":"Transfer\u00eancia de Cr\u00e9dito Habita\u00e7\u00e3o - JP Cr\u00e9dito e Seguros","isPartOf":{"@id":"https:\/\/dev.apollotec.pt\/jpcredito\/#website"},"datePublished":"2024-01-23T19:07:41+00:00","dateModified":"2024-01-29T23:28:38+00:00","description":"Deixe o seu pedido de transfer\u00eancia de cr\u00e9dito habita\u00e7\u00e3o, sem custos. Somos intermedi\u00e1rios de Cr\u00e9dito Vinculados e Registado no BP.","breadcrumb":{"@id":"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/#breadcrumb"},"inLanguage":"pt-PT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/dev.apollotec.pt\/jpcredito\/transferencia-de-credito-habitacao\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/dev.apollotec.pt\/jpcredito\/"},{"@type":"ListItem","position":2,"name":"Transfer\u00eancia de Cr\u00e9dito Habita\u00e7\u00e3o"}]},{"@type":"WebSite","@id":"https:\/\/dev.apollotec.pt\/jpcredito\/#website","url":"https:\/\/dev.apollotec.pt\/jpcredito\/","name":"JP Cr\u00e9dito e Seguros","description":"","publisher":{"@id":"https:\/\/dev.apollotec.pt\/jpcredito\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/dev.apollotec.pt\/jpcredito\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"pt-PT"},{"@type":"Organization","@id":"https:\/\/dev.apollotec.pt\/jpcredito\/#organization","name":"JP Cr\u00e9dito e Seguros","url":"https:\/\/dev.apollotec.pt\/jpcredito\/","logo":{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/dev.apollotec.pt\/jpcredito\/#\/schema\/logo\/image\/","url":"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2023\/10\/cropped-jp-credito-e-seguros-intermediario-de-credito-removebg-preview.png","contentUrl":"https:\/\/dev.apollotec.pt\/jpcredito\/wp-content\/uploads\/2023\/10\/cropped-jp-credito-e-seguros-intermediario-de-credito-removebg-preview.png","width":512,"height":512,"caption":"JP Cr\u00e9dito e Seguros"},"image":{"@id":"https:\/\/dev.apollotec.pt\/jpcredito\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/dev.apollotec.pt\/jpcredito\/wp-json\/wp\/v2\/pages\/893","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.apollotec.pt\/jpcredito\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dev.apollotec.pt\/jpcredito\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dev.apollotec.pt\/jpcredito\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.apollotec.pt\/jpcredito\/wp-json\/wp\/v2\/comments?post=893"}],"version-history":[{"count":60,"href":"https:\/\/dev.apollotec.pt\/jpcredito\/wp-json\/wp\/v2\/pages\/893\/revisions"}],"predecessor-version":[{"id":9531,"href":"https:\/\/dev.apollotec.pt\/jpcredito\/wp-json\/wp\/v2\/pages\/893\/revisions\/9531"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dev.apollotec.pt\/jpcredito\/wp-json\/wp\/v2\/media\/8697"}],"wp:attachment":[{"href":"https:\/\/dev.apollotec.pt\/jpcredito\/wp-json\/wp\/v2\/media?parent=893"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}